Planning to buy an Apple product anytime soon? If you’re buying it from Apple proper, there’s a pretty easy way to save as much as 5%: Usethat works differently than most. And it’s not just for Apple purchases, either — Slide can be used with over 150 retail and online stores.
It works like this: You connect a payment method — Apple Pay, PayPal or a credit or debit card — to the Slide app. When the time comes that you’re ready to buy something, you use the app to purchase a gift card in the amount you need for that store. Then you pay for the item(s) using that gift card.
Doing that earns you 4% cash back. However, if you add funds prior to that process, Slide bumps you up to 5% cash back.
So, let’s stick with Apple as an example. Say you’ve decided to buy an unlocked iPhone SE for $399. Here’s how you’d go about that using Slide:
- Head to the Apple site (or even an Apple store) and add the iPhone to your cart. Proceed as far as checkout, where you’ll see the total price (including tax).
- In the Slide app, search for Apple and choose Apple Gift Card.
- Enter the total purchase amount, in this case $399 plus tax. (Note that Slide doesn’t allow Apple Gift Card purchases larger than $500, so if you’re buying something more expensive, you might have to do multiple cards.)
- Slide will generate a digital gift card. Now simply use that card to make your purchase. Done!
This is, of course, a bit different than traditional cash-back tools like Dosh (which links directly to your credit card) and Rakuten (which tracks your purchases). For one thing, you’re getting a flat 4% (or 5%) back at every store. For another, you can easily double-dip if your paired payment method offers rewards of its own.
For example, if your credit card gives you 2% back at restaurants and you use Slide for a meal at, say, Chipotle, you’re getting an extra 4% (or 5%) on top of that.
Take note, however, that if you need to return something (like the aforementioned iPhone), you can’t get a refund on the gift card itself. Be sure to read Slide’s help-desk page regarding returns and refunds.
Want to learn more about Slide? We interviewed company CEO Jay Klauminzer in this episode of the Cheapskate Show podcast:
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